About Stablecoins Club

Stablecoins Club is a peer-to-peer marketplace for digital goods. We enable direct trading between buyers and sellers using USDC and USDT stablecoins on Polkadot Asset Hub.

We believe in keeping things simple: sellers list products, buyers pay with stablecoins, and transactions happen directly between wallets. No middlemen, no escrow, no custody of funds.

How It Works

1. Connect Your Wallet - Use any Polkadot-compatible wallet. Authentication via wallet signature—no passwords required.
2. Browse or List - Buyers browse listings. Sellers create listings with title, description, price, images, and contact info.
3. Pay with Stablecoins - Send USDC or USDT directly to the seller's wallet on Polkadot Asset Hub.
4. Get Your Product - Auto-deliverable products arrive instantly. Otherwise, coordinate delivery with the seller.
5. Leave a Review - Help future buyers by rating your experience.

What We Don't Do

• We don't hold funds in escrow. Payments go directly from buyer to seller. We never custody your money.
• We don't mediate disputes. This is peer-to-peer trading. Check reviews and trade responsibly.
• We don't guarantee delivery. Sellers are responsible for delivering products. The review system builds trust.
• We don't process refunds. Blockchain transactions are final. Choose carefully before purchasing.

Why Polkadot Asset Hub?

Polkadot Asset Hub is an efficient blockchain for stablecoins like USDC and USDT. Benefits include:

• Low transaction fees (typically less than $0.01)
• Fast finality (transactions confirm relatively fast comparing to other blockchains)
• Shared security from Polkadot's relay chain
• Native support for paying transactions with stablecoins

Core Principles

• Non-Custodial - Your funds, your control. We never hold your money.
• Instant Settlement - Transactions finalize fast on Polkadot Asset Hub.
• Peer-to-Peer - Trade directly with other users. No intermediaries.
• Stablecoin Native - Price in USD, pay in USDC/USDT. No volatility.